The product
PO finance software: running a purchase-order book without spreadsheets
PO financiers fund supplier purchase orders against confirmed customer orders — and in South Africa, the best of them syndicate the capital across multiple investors. Their operations need software built for that specific model.
What PO finance operations actually run on
A CRM, a loan tracker, Excel workbooks and email. The core calculation — splitting each settled deal's interest income across investors — is done manually, every time.
What to look for in PO finance software
Application-to-disbursement workflow, internal risk assessment, automatic payout calculation at settlement, an investor ledger, PAR-bucketed collections and NCA/POPIA controls that cannot be switched off.
Why category software beats generic CRMs
A generic CRM doesn't understand co-funder splits. A capital intermediary platform does — because it was built for the company that sources the deal and the investors who fund it.
Explore the platform
Twenty-three modules across nine pillars — from lead to investor paid out.
Common questions
Asked straight.
Yes — day-based flat-rate and monthly products are first-class in the lending engine, with penalty and reward rates applied at settlement.
Keep reading
The category
What is a capital intermediary platform?
The lender industry built software for the lender that funds its own book. It never built software for the company that sources the deal and funds it with someone else's capital. That company is a capital intermediary — and the gap in software is exactly what Apex was built to fill.
The product
Invoice financing software for intermediaries with multiple fund partners
Invoice financiers advance against unpaid invoices — and intermediaries do it with capital from multiple fund partners. Each invoice, each fund partner's exposure, each settlement: the math compounds fast.
Investor payouts
How to split investor payouts: profit-split and fixed-return models explained
When a deal settles, the interest income has to be divided across every fund partner who contributed capital. Each investor may have a different arrangement: a 50/50 profit split, or a fixed return on their contribution. Doing this by hand, deal after deal, is where syndication businesses get exposed.