The product
Invoice financing software for intermediaries with multiple fund partners
Invoice financiers advance against unpaid invoices — and intermediaries do it with capital from multiple fund partners. Each invoice, each fund partner's exposure, each settlement: the math compounds fast.
The invoice intermediary's stack problem
Advance against the invoice, track the debtor, chase collection, split the interest across fund partners. On spreadsheets, each of those is a manual, error-prone step.
The checklist
Origination from web and email, risk assessment, automatic payout splits at settlement, a live investor ledger, PAR-bucketed collections with dialing queues and SMS campaigns, and a compliance trail that exists before anyone asks.
Multi-funder by design
The platform must treat co-funding as the default — not an add-on. Each fund partner's model applied automatically, each payout notified, each statement generated from live data.
Explore the platform
Twenty-three modules across nine pillars — from lead to investor paid out.
Common questions
Asked straight.
Yes — recoveries run from PAR 1-30, 31-60, 61-90 and Legal/NPL buckets with call logging, promise tracking and automated SMS campaigns.
Keep reading
The category
What is a capital intermediary platform?
The lender industry built software for the lender that funds its own book. It never built software for the company that sources the deal and funds it with someone else's capital. That company is a capital intermediary — and the gap in software is exactly what Apex was built to fill.
The product
PO finance software: running a purchase-order book without spreadsheets
PO financiers fund supplier purchase orders against confirmed customer orders — and in South Africa, the best of them syndicate the capital across multiple investors. Their operations need software built for that specific model.
Investor payouts
Investor ledger: what fund partners expect to see
Your fund partners deploy capital across your deals. The single biggest trust question they ask is simple: where is my money, and what is it earning? The answer should be a live ledger — not a month-end spreadsheet.